**What does the tech term "cloud computing" refer to?**
Cloud computing refers to the delivery of computing services over the internet, enabling users to access resources like storage, servers, databases, and software on-demand. Instead of relying solely on local infrastructure, businesses and individuals can use cloud services to scale resources as needed, improving efficiency and reducing costs. There are various models of cloud computing, including Infrastructure as a Service (IaaS), Platform as a Service (PaaS), and Software as a Service (SaaS), each offering different levels of control and management.