The technology that enables digital payments through mobile devices is often associated with mobile wallets and contactless payment systems, such as NFC (Near Field Communication). Mobile wallets, like Apple Pay and Google Pay, allow users to store payment information securely and make transactions using their smartphones. These systems often utilize encryption and tokenization to protect sensitive data during transactions. By facilitating quick and easy payments, this technology enhances convenience for users while promoting the growing trend of cashless transactions in various retail and online environments.